The Charter · Protocol library

Six Anchor programs.
One closed loop.

Loop is not a DApp — it's a protocol. Five layers, each modular. Six on-chain programs, audits in progress. Every primitive is permissionless and every value pathway is on-chain.

The elevation

Five layers, top of stack to settlement.

01 · Application protocols
Capture Modules
loop-shopping · (Data · Presence · Attention · Work · Content)

Cryptographic activity proofs. Merchants sign receipts, zkTLS proves purchases from any bank, modules distribute rewards 80/14/6 to user/treasury/stakers.

02 · VTP
Value Transfer Protocol
loop-vtp

Agent-to-agent transfers with 0.1% fee. Escrow with arbiter, time, oracle, or multi-sig release. Batch transfers, inheritance via heartbeat pattern.

03 · AVP
Agent Value Protocol
loop-avp

Personal and Service Agent identity. Principal binding, capability declarations (up to 20), 500-OXO service stake (1yr lock), reputation 0–10000 bps, 90/10 service-call fee split.

04 · User custody + stacking
Vault
loop-vault · loop-cred · loop-oxo

Each user owns one vault. Cred stacking with 7–730 day lock periods. veOXO vote-escrow. Per-agent permission tiers. Inheritance-ready. 5% extraction fee resets balance — long-term ownership is the incentive.

05 · Settlement
Solana
mainnet-beta

400ms finality, $0.00025 per txn, native Ed25519 precompile for receipt verification, ZK-verification-ready. The programs are Anchor-based, audits in progress, deployed.